H2A visa workers earn at least the federal Adverse Effect Wage Rate (AEWR), which for 2024 is $14.95 per hour. In practice most workers make between $15 and $20 per hour, or roughly $30,000 to $40,000 a year, depending on hours, location, and overtime.
What Is the H2A Program?
The H2A temporary agricultural program lets U.S. farms hire foreign workers when they cannot find enough U.S. labor. Workers are lawfully present, have a valid contract, and are protected by U.S. labor laws.
How Are Wages Set?
The Department of Labor (DOL) publishes an annual Adverse Effect Wage Rate for each state. An employer must pay the higher of the AEWR or the prevailing wage for the job. This ensures workers are not paid less than local standards.
Current AEWR Rates (2024)
Below are the 2024 AEWR rates for a few states with large agricultural hiring. All rates are per hour.
- California: $15.50
- Florida: $14.95
- Georgia: $14.85
- Washington: $15.25
- Texas: $14.90
For a complete list, see the DOL’s AEWR table on the Department of Labor website.
Typical Take‑Home Pay
Most H2A workers are paid hourly and work 40‑hour weeks during the season. A worker earning $15 per hour and working 40 hours a week for 30 weeks will gross about $18,000. Adding overtime (time‑and‑a‑half) can raise earnings to $22,000‑$25,000.
After federal and state taxes, most workers keep about 80‑85% of their gross pay. That means a worker who earns $30,000 before tax will take home roughly $24,000‑$25,500.
Factors That Can Change Your Earnings
- Overtime: Any hours over 40 per week must be paid at 1.5 × the hourly rate.
- Housing deductions: Employers may provide housing and charge a reasonable cost, which reduces net pay.
- Transportation: Some employers deduct travel costs to the work site.
- State differences: AEWR varies by state, so wages in California are higher than in Georgia.
Why Your Wage Matters for ACA Enrollment
Knowing your exact income helps you determine eligibility for premium subsidies on the ACA Marketplace. H2A workers are lawfully present and can enroll in ACA plans at $0 premium if their household income is at or below 138 % of the federal poverty level.
Enrolling in ACA coverage does not affect your immigration status or public‑charge determination, as confirmed by USCIS and the HealthCare.gov guidance.
How to Get $0 ACA Health Insurance
Signature Insurance can help you apply for a Marketplace plan with no monthly premium. We will:
- Verify your H2A status and income.
- Find a plan that meets your needs.
- Complete the enrollment online or over the phone.
All of this is free for you. Learn more on our facts page or read about our team on the about page.
Check Your Contract for the Correct Wage
Your employer must give you a written contract that lists the hourly rate, overtime policy, and any housing or transportation deductions. Compare the listed rate to the AEWR for your state. If the rate is lower, contact the Department of Labor or your local labor office.
FAQ
Q: Are H2A workers paid the AEWR or can they earn more?
A: Employers must pay at least the AEWR, but many offer higher wages to attract workers.
Q: Does the wage I earn affect my eligibility for ACA subsidies?
A: Yes. Your household income determines whether you qualify for $0 premiums. Use the ACA calculator on HealthCare.gov to estimate.
Q: Will enrolling in ACA health insurance affect my H2A visa?
A: No. ACA enrollment is not considered a public‑charge factor for lawfully present workers.
Q: What if my employer deducts housing costs?
A: Housing deductions are allowed if they reflect actual costs. They reduce your taxable income, which may increase your subsidy eligibility.
Q: How can I find the AEWR for my state?
A: Visit the DOL’s AEWR page or click here for the latest rates.
Take the Next Step
Understanding your wage helps you plan for health coverage and financial stability. If you’re ready to enroll in a $0 ACA plan, call us now.