Most seasonal workers qualify for $0-premium ACA health plans. You don't pay a cent, there's no group plan and no paperwork — you just point your crew to free enrollment help, in English and Spanish. It's the recruiting and retention edge that costs you nothing.
Health coverage used to be something only big companies could give seasonal workers. Now any employer can — for free.
H-2A and H-2B workers come back to employers who take care of them. Being the farm that helps workers and their families get real health coverage makes your job offer stand out — and word travels fast between crews.
A worker who knows they can see a doctor without going broke is a worker who returns next season. Coverage builds the loyalty and goodwill that keep experienced crews coming back to you year after year.
This is not a group plan and not an employer mandate. No premiums, no payroll deductions, no filings, no compliance paperwork. You simply share a link, a flyer, or a phone number. We do the rest.
Workers with coverage get checkups, manage conditions, and treat injuries early instead of ignoring them. That means fewer emergencies, less downtime, and a healthier workforce through the season.
You don't enroll anyone or handle any insurance. You just open the door.
Give your workers our enrollment link, a free printed flyer (English & Spanish, with a QR code), or the phone number. Request flyers and an info packet in seconds.
Our licensed, bilingual team helps each worker apply for their own ACA Marketplace plan and finds their $0-premium option. No cost to them, no cost to you.
Doctor visits, prescriptions, emergencies, maternity, and mental health — real insurance cards in hand, usually within days. You get the credit for making it happen.
Real ACA Marketplace coverage — the same plans other Americans buy — usually for $0 a month.
If you bring workers to the United States or help place them, you can offer this.
No. There is zero cost to you and zero cost to your workers. Most H-2A and H-2B workers qualify for $0-premium ACA Marketplace plans because of their income level, and we're paid through carrier commissions — not by you or your workers. You just share the enrollment link, flyer, or phone number with your crew.
No. This is not a group plan and it is not an ACA employer mandate. Each worker enrolls in their own individual ACA Marketplace plan. There are no filings, no payroll deductions, and no compliance paperwork for you.
No. H-2A and H-2B visa holders are "lawfully present" and eligible for ACA Marketplace coverage, and ACA Marketplace plans are not a public charge benefit. Enrolling does not affect visa status, renewal, or future immigration applications.
Yes. Insurance agents, farm labor contractors, crew leaders, and H-2A/H-2B recruiters can all refer workers. We provide free English and Spanish flyers, QR codes, and an enrollment link you can share. Call 859-407-4888 to set up a referral or partner arrangement.
As many as you have — from a single crew to hundreds of workers across multiple states. We work in all 50 states and can support large seasonal enrollments. Call us before your season starts and we'll have flyers and a plan ready.
It takes five minutes to set up and it costs you nothing. Get free flyers to hand out, or send us your workers and we'll take it from there.